Four Decades of Putting Your Interests First
We help people approaching and living in retirement move from uncertainty to confidence — with a clear, values-based plan for income, taxes, healthcare, and legacy.
Our Story
Retirement Planners for America was founded on a simple belief: people approaching and living in retirement shouldn't have to navigate uncertainty alone. Based in Huntsville, Alabama, we serve clients across Alabama, Tennessee, and Georgia — with plans to expand nationwide by 2026.
Our structured planning process is built around one goal: moving you from uncertainty to confidence with a clear, values-based plan for income, taxes, healthcare, and legacy. Every recommendation — from Roth conversions and Social Security optimization to annuity solutions — is designed to protect your essential income first, then build flexibility around what matters most to you.
We combine deep benefits expertise with behavioral finance insights to help you overcome emotional biases like loss aversion and anchoring. The result? Plans built on clarity, not fear.
Meet The Advisors
Credentialed fiduciaries personally invested in your retirement success.
Kathy Hollingsworth
Founder & Lead Advisor · CF2®, FRCSM, Series 65
With over two decades in media and five years leading one of central Alabama's largest senior centers, Kathy brings a rare depth of human understanding to retirement planning. She holds a fiduciary standard and specializes in income, tax, Social Security, and healthcare alignment.
Learn More
Justin Cole
Advisor · FRCSM
A U.S. Army Colonel and volunteer cave rescuer, Justin brings a duty-driven, high-stakes decision-making mindset to retirement planning. He leads with clarity, speaks plainly, and puts your long-term well-being above all else.
Learn MoreMeet The Client Experience Team
The people who make every interaction seamless, warm, and dependable.
Donna Hansen
Office Manager & Licensed Insurance Professional
Often the first friendly voice you hear, Donna is the heartbeat of our Huntsville office. As a licensed agent, she brings technical expertise to policy service while ensuring every client request is handled with speed and care. She makes the client experience feel seamless, warm, and dependable.
Our Commitment to You
Fiduciary Standard
We are legally and ethically bound to act in your best interest. We surface conflicts, involve legal or tax counsel when needed, and always put you first.
Ongoing Education
Knowledge is power. We host twice-quarterly workshops focused on Roth conversions and retirement strategies so you can make informed decisions with confidence.
Long-Term Partnership
Nearly 100% client retention speaks for itself. We provide regular plan reviews, proactive adjustments, and legacy planning as your life evolves.
Credentials You Can Trust
Our team holds industry-leading certifications that demonstrate our commitment to excellence.
Certified Financial Fiduciary
Held to the highest standard of client care
Federal Retirement Consultant
Specialized in federal employee retirement planning
Our Huntsville Office
Located in the heart of Huntsville's Research Park, our office at 150 West Park Loop NW provides a comfortable, professional environment for in-person consultations. We're easily accessible and always happy to welcome you.
150 West Park Loop NW, Suite 105
Huntsville, AL 35806
Monday – Friday, 9:00 AM – 5:00 PM
Backed by National Strength: Simplicity Scottsdale
Our clients benefit from the best of both worlds: personalized local care in Huntsville backed by the institutional resources of Simplicity Scottsdale. This partnership gives us access to a deep bench of advanced planning experts, tax strategists, and estate specialists to handle even the most complex financial situations.
Learn More About Simplicity Scottsdale
Ready to Move from Uncertainty to Confidence?
Schedule a complimentary Discovery Session. We diagnose before we recommend — no products, no pressure, just clarity.
Book Free Discovery Session